Fire & General Accident Insurance

The risks associated with PROPERTY INSURANCE are as varied as the types of properties we insure. Numerous factorsdetermine the scope of cover we provide but here is a selection of the more commonly used forms for commercial and industrial properties;

• FIRE AND ALLIED PERILS

Basic Cover - Fire and Lighting

Additional Perils - Explosion, storm, tempest, flood, Earthquake, Burst pipes, water damage, impact, Aircraft or articles dropped there from, malicious damage, riot, strike & civil commotion.

• PROPERTY ALL RISKS


As the name suggests, this is a wide cover which provides All Risks Protection against Accidental loss or damage to the PROPERTY Insured, subject to the specified policy exclusions.

• BUSINESS INTERRUPTION

Loss of Profit / Revenue

Increased cost of working

• Liability (Medical Malpractice, Professional Indemnity)
• Burglary, Householders Comprehensive
• Workmen’s Compensation / Employers Liability
• Financial Risks (Bankers Blanket, Money, Fidelity Guarantee)
• Miscellaneous (Livestock, Event Cancellation, Travel, etc.)