Property Insurance

Fire & General Accident Insurance

The risks associated with PROPERTY INSURANCE are as varied as the types of properties we insure. Numerous factors determine the scope of cover we provide but here is a selection of the more commonly used forms for commercial and industrial properties;
  • FIRE AND ALLIED PERILS
    Basic Cover - Fire and Lighting
    Additional Perils - Explosion, storm, tempest, flood, Earthquake, Burst pipes, water damage, impact, Aircraft or articles dropped there from, malicious damage, riot, strike & civil commotion.
  • PROPERTY ALL RISKS
    As the name suggests, this is a wide cover which provides All Risks Protection against Accidental loss or damage to the PROPERTY Insured, subject to the specified policy exclusions.
  • BUSINESS INTERRUPTION
    Loss of Profit / Revenue
    Increased cost of working
  • Liability (Medical Malpractice, Professional Indemnity)
  • Burglary, Householders Comprehensive
  • Workmen’s Compensation / Employers Liability
  • Financial Risks (Bankers Blanket, Money, Fidelity Guarantee)
  • Miscellaneous (Livestock, Event Cancellation, Travel, etc.)